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2 million fake bank accounts
under customers' names without their knowledge.
At one time I had, looking at it,
counting it, I had 15 accounts at once.
The guy that was doing the camera work today
where I am at the Capitol was one of those customers
that got an unauthorized, unwarranted account.
We hear it all over the place.
Now, thousands of employees have been fired,
and customers are left wondering
if they're victims.
The unauthorized opening of accounts in your name
may be by using fraudulent email addresses or pins
is just shocking conduct, and absolutely
should not be tolerated.
I don't even know when it's gonna get going.
Well, there's 10, there's 15, there's 5,
and I didn't authorize any of this.
Ma'am, I'm so sorry, we're short staffed
-on Saturdays. -I need my check
deposited by today.
If I could just maybe get a deposit slip really quickly.
So, you haven't resigned,
you haven't returned a single nickel
of your personal earnings, you haven't fired
a single senior executive.
Yeah, I can take care of that for you.
It will be much quicker if you come inside.
-Thank you. -Instead, evidently
your definition of "accountable"
is to push the blame to your low-level employees
who don't have the money for a fancy PR firm
to defend themselves.
So, if I get me one of them new smartphones,
I can do all this from home?
But, you squeezed your employees to the breaking point,
so they would cheat customers,
and you could drive up the value of your stock,
and put hundreds of millions of dollars
in your own pocket.
Last time, I think it was your manager,
mentioned that I was in for a small business loan.
Could we get that put together?
Frank, are you there?
Yeah, just--just a second.
You accepted, all along,
as this fraud built up, this massive fraud.
I'm--I'm really sorry about this.
Just give me one second.
In 2008,
Wall Street promised change,
but it looks like it is business as usual.
A giant bank cheats the little guys,
and the executives line their own pockets.
No, no, no, no, no, no, okay, okay, don't shoot, don't shoot,
-don't shoot. -Don't touch the button
-or we'll shoot. -Okay, I'm not.
Everyone else on your stomachs now!
Don't touch your phones, purses, nothing!
Let me see your hands, make sure I can see 'em!
And you, what are you still doing?
-Get on the floor. -Fuck you, she's pregnant.
On her side then, now!
Nobody has to get hurt, just do what I say!
What do you think they want? There can't be much here.
Oh, my God, Jesus.
121, come in, 121.
Where's Frank?
Enough!
Where's your phone?
Okay.
121, what's your 20?
Really? Door.
You're going to respond to dispatch.
Not a word off.
Ready?
Dispatch, this is 121, we have a--
I said, "Not a word."
I was just calling it in.
Dispatch, this is 121.
All secure, just routine maintenance.
I don't have a phone.
He says he doesn't have one.
It's true, it's true, he told--
Shut up.
I don't believe him.
Are you having fun back there?
Shut up.
Okay, that's enough.
-That's enough. -What the fuck are you doing?
I'm not doing it like this.
Okay, we need those last two phones.
You cover the front, all right?
Listen, I can handle this.
The signal's down anyways.
I'm calling an audible.
Don't make me regret this.
I apologize if he was a little rough.
Is it really possible that somebody this day and age
-doesn't have a cellphone? -You're looking at him.
I think he just wants to make sure that
-you don't have a gun. -Well, I don't.
I mean, you're a painter?
You could probably scrape by on what, 40, 50,000 a year?
I'm not judging you.
If you give me an hour, I'll give you more money
than you've seen in a lifetime,
and it's 100-percent untraceable.
Yeah, right.
I'm not joking.
All of you are victims of the most corrupt bank
in history, and today is your bailout.
You don't have to like what happens here today,
but nobody has to get hurt either.
Can you pat him down again?
Oh, come on.
I gave you the opportunity, sir, he's just, uh--
he's just trying to keep everyone safe.
Thought you could hide that?
Sir,
I do hope you cooperate with me going forward, all right?
I wanna make sure everybody gets out of here alive today,
okay?
And you,
there's no need to cover for him.
Charger.
Okay, everything's as planned,
we just need to find the last phone,
and then we can get out of here.
The other missing phone is yours?
Okay.
What the fuck are you doing?
The longer we're in this lobby,
the more difficult this is going to be.
I know you're jacked up right now, but it's not helping.
I need you to calm the fuck down.
Please.
Okay.
-Is the phone in your car? -I--I think so.
Okay, let's go, come on.
Hurry it the fuck up, if we're still here
in 10 minutes, I'm calling it.
-Yeah? -Watch future dad over there.
Yeah, no fucking kidding.
All right, we're opening the door.
Nobody say a goddamn thing.
Come on.
All right.
We're gonna get through this, you're doing just fine.
Hey.
If something goes down, can I rely on you?
Knock it off, we already told you,
there's no need for that.
Where's the manager?
Shit.
Hey, man, hey, you guys closed already?
Yes, sir, how can I help you?
Well, the ATM isn't closed, though, right?
No, ATM never closes.
Okay.
Excuse me.
Let's see that phone, phone.
Why's he sending the driver away if he's just here for cash?
Tell him we're closed.
I did.
And he's already seen my face.
Okay.
Okay, I'll take care of it.
-Excuse me, sir. -All right, you know the drill?
Yeah, I got it, don't worry.
-How can I help you? -Uh, the ATM's down.
-The ATM is down? -Yeah, yeah, you need, like,
the weight of a car, or something like that.
It's like a sensor or something.
Well, I know that there is a branch down the road
that has a walk-up ATM.
I mean, isn't there an ATM in there, right?
Yes, sir, but I'm sorry, we just closed
-a few minutes ago. -Come on, man,
I just need, like, 20 bucks.
You're right, I'm sorry.
Come on in.
Well, fuck.
All right, let's get the camera going.
You aren't giving me a whole lot of options here.
Is that a threat?
-You said this wasn't personal. -It's not.
Then, you don't need to have your face
-on the camera like that. -Listen, we're already here.
Can we please finish what we came to do?
Fine, but if you go off book one more time,
I will pin this whole goddamn thing on you.
One of y'all gonna do something brave?
What's your name?
Megan.
Listen, everything--
everything's gonna be fine.
Okay?
Yeah, you don't need to worry about them.
I think we could take 'em.
Can you not threaten the dude with the gun?
Enough!
Well, where's the manager?
I assure you that the manager is fine.
Is this your first panic attack?
-Can you back off for just--? -My meds are in my bag.
Okay, when's the last time you took one?
Um, an hour ago,
or it was 20 minutes.
I don't remember.
There's paper bags in the break room.
Okay, can you take her to go get that, please?
Really?
Is that necessary?
Ideally I think we'd all like Megan to be able to breathe.
And while you're gone, please consider
who you're gonna contact.
What?
Constant contact, right?
Everybody's got one, somebody that's awaiting
some meme response, an email, a text, a phone call, whatever.
Somebody like that, okay?
I don't want anybody wondering where we're at right now.
Who's phone is this?
Uh, that'd be me.
-Frank. -Keep your voice down.
You guys have a PowerPoint on how to get away with a heist?
Something like that.
But, we're not the ones getting away with it.
How did he get a lighter?
So far the only person these guys have robbed is me
of a smoke break.
I'm not just saying it to say it.
I'm gonna need a smoke.
This political?
What isn't these days?
-Don't point that thing at me. -I--
I heard the shot in the back, what?
This is not what it looks like, Allison.
-Well then, what is it? -They're bullets.
They're all blanks.
What?
So, uh, who should we contact?
Uh, I don't know,
my roommates.
Just like that, you expect us to comply?
No, you're not complying with me,
you're complying with him.
-Should we text them? -No, no, Morse code.
-Of course text. -What's your fucking game?
-Hey! -Hey, uh--
No, I--I don't--
Does it look like I'm playing with you?
No, what?
You--you wanted me to think you were dead?
He's going to explain everything.
Is this, like, a-- a hidden camera show
-or something? -No, it isn't.
-Frank, just-- -You are going to have to
-follow my lead. -Tell me what is going on.
If I had the time, I would explain everything.
Look, would I ever put you in danger?
You message on a third-party app, right?
-Encrypted? -Yeah.
Smart man.
What should we tell them?
Um, I don't know, how about,
"Got held up, be home soon"?
Cute one.
Are they expecting you?
Yeah, we usually go out on Saturday nights.
Particular time?
You know, just whenever we all get home.
Which is?
It can vary.
Okay.
Where'd you even get that thing?
Collin isn't always around when I'm closing.
-Ready? -Wait.
Was--was this always a part of the plan, you telling me?
I don't even know anymore, he wasn't supposed to
-take his mask off. -But, he wants you
to close down the bank?
Let me suggest closing down the bank.
Why would he do that?
Do you totally trust them?
So,
that'll be Eric, Joe,
and TJ that we're texting?
How'd you--?
I need to close down the bank,
if you don't want the security company
-calling again. -Allison.
If you don't want this turning into a shootout.
Now that's a really good idea.
I should've thought of that myself.
Can you do my deposit for me?
Really, can we just let them have what they want
so we can get out of here?
That's exactly right, we need to make sure
that nobody's expecting us.
Why do you need to deposit that check?
Because my rent's due by tomorrow.
I think your landlord's gonna understand.
No, we are depositing that check,
just like we had to text your roommates.
And you're gonna keep a real close eye on
Ms. Manford for me, right?
Good.
Who's next?
Someone's taken a branch.
What do you mean "taken a branch"?
The link to this footage was sent to me directly.
No sign of where it's coming from.
They don't even have the sound on.
Just seems like they want me to know that they're in.
So, do we know for certain this is live?
Do we have the luxury of doubting it?
We're not gonna negotiate with terrorists.
That's just it, they haven't sent me any demands.
That's why I didn't send you the link.
At this point,
you have plausible deniability.
All right, then we'll just--
Holy shit.
There's no one to contact, otherwise we'd do it.
Is this a joke to you?
Can you tell them to get the fucking gun off of her?
Yes, of course.
I'm sorry, I--
He's trying to move this along, okay?
I already told you, we were going home and staying there
the rest of the afternoon, no one was expecting us.
Right, but you're not home now.
You're here, so.
Just do what he wants.
Victoria's bound to come over for something.
Your sister?
No, neighbor.
Did you lock the back door on your way out?
Yeah.
Why don't we call Victoria and ask her to check?
That's a great idea.
Hi, Victoria, it's Maria.
Yeah, yeah, yes, no problem.
Yes, yes.
No problem.
Uh, we decided to go to the mall.
Hello?
Would you mind seeing if we locked the back door?
How can I help you?
Yeah, thank you.
That--that would be great.
Yeah, see you, bye.
Yeah.
We should be back up and closed down
for the evening.
You got that on your end?
Oh, God.
-Ah, Frank, you scared-- -Frank?
No, no, no, no, no, no.
No, no, no, no, no, no, no.
Sure.
We need anything else?
Okay, sounds good.
I'll swing by and see you soon.
Bye-bye.
Good.
And I suggest that you actually stop at the store
on the way home just to make everything appear normal.
You were in on this.
Didn't wanna call your bestie Frank, huh?
What are you doing?
What are you doing, Jane?
Come--come on, Frank, enough is enough, all right.
Oh, she's right, Frank.
I told you not to wear one to begin with.
-What exactly is this shit? -All right, calm down.
So, these others at the table,
they seem to know this guy.
If I were to guess, I'd have to say that she's--
she's an employee.
Everybody else just looks dressed like a customer.
So, perhaps he's an employee as well.
Do you recognize him?
We have over 6,000 branches.
I always knew this bank was stealing from me,
but goddamn.
The quicker everyone clears their alibi,
the quicker we can explain.
Explain why you're taking your own bank hostage?
Why don't you show us how it's done?
Not a bad idea.
Okay.
All right.
I'll text Greg.
We play basketball on Saturdays now and again.
-What about your wife? -Do you see a ring
-on his finger? -I never married.
Nah,
wasn't legal till a couple years ago.
Now, what does that have to do with anything?
It doesn't.
Fair enough.
Uh-uh.
We'll type it for you.
Okay, all right, all right, calm down, calm down.
We need to calm down so we can all get one, right?
Go for Senator McHenry.
Okay, getting her now.
Ma'am, you have a phone call.
Ugh, well,
um, unfortunately I have to go back to work.
There's no rest for civil service.
But,
it is Ms. Starla's birthday,
so she is gonna be the one to hand out the party favors.
Thank you, happy birthday, sweetheart.
Here you go, babe.
It's Daniels.
A branch has been breached.
Jesus.
You know I don't need to know about those things.
-Get me a secure line. -Already on it.
That plaque.
-That one? -Right there.
We rolled that out a couple of months back.
Morale booster.
A dozen or so branches that received them.
I'll get that list, sir.
Yes, sir.
Just wanted you to know that that composite you wanted
is in stock.
Yep.
Should be able to get started first thing Monday morning.
Yep.
All right.
You have a good night now.
Talk to you soon.
There.
Can I have a cigarette now?
Who's this, Willy?
That's my wife.
That's my daughter's page, right?
Is your daughter Robin Tucker?
I want you to take a look at when that was posted.
That's the last photo of my wife
before she started chemo.
Yeah, but--but your ring.
What, I don't wanna doubt the guy either.
I don't know, do we want Mrs. Spitz to come
looking for him?
You know, with these guys?
I can't believe I'm saying this.
Verify it.
Look it up.
Unfortunately it looks like it's more like 25 locations
-that received the plaques. -Let me guess, we hit up
every region, huh?
On a map it would look like a carpet bombing.
Morale.
"Willy, her husband of 39 years,
a career painter and landscaper,
was the love of her life.
When she got sick, he built a park bench
for Johnson Park, where they first met.
Says he'll continue to go there every day
until he sees Sheryl again.
Sheryl is survived by her husband,
-and daughter Robin." -That's enough.
She took care of all the banking stuff.
She's the whole reason I was even here today.
Would your daughter be expecting to see you this afternoon?
We haven't talked in a while.
Collin, why don't you go next?
Sure.
I'll call my wife.
Tell her I'm staying late.
I've already told the security company
that we're locked up for the night.
Do you ever stop for a beer on the way home?
-Not even to watch the game? -No.
She wouldn't believe that.
You could get a jacket,
a new jacket for your daughter.
Yeah, that'll work.
-Okay, a call? -Text.
Let me type it.
The dozen major security companies
that we partner with all have subcontractors
based in their area.
But, clearly if we haven't been notified,
these guys have smoke-screened them somehow,
-so we-- -Don't propose anything
that asserts we go public with this information.
That's why you were hired,
to assure we don't have to do that.
Yes, sir.
You have his phone number.
Give it to me and I'll find him.
What the fuck do you want me to do?
Look, we're gonna do this together, okay?
And your rent check got deposited, right?
Soon you're never gonna have to worry about a rent check again,
-so. -Maybe I can call my landlord
and tell him my check was deposited.
Okay, would that-- would that be normal?
-What do you mean? -Do you talk to your landlord?
-Not really. -Jesus Christ,
-just do it for her. -Will you please stop?
-I'm trying. -All right,
who do you talk to every day?
-My mom. -Have you spoken with her today?
She reminded me this morning about my rent.
Okay, why don't we call her and let her know it's done?
She's gonna know something's wrong.
-Why? -Because she'll hear it
-in my voice. -Why don't we text her?
Do you think that will work?
Maybe, she told me to call her when I was done.
Do you always call your mom when she asks you to?
Okay, so that's what we'll do, we'll text her.
See, it's gonna be fine.
We're gonna get out of here.
Add a smiley.
Okay, if I do this, then you promise
-everyone gets out? -Yes.
It's almost over, Allison.
-Who do you wanna contact? -My mother.
Original.
She's watching my kid.
Is it typical you stay this long closing up?
No, we're normally gone within an hour.
Half hour.
Why hasn't she called you wondering where you are?
She has him till 8:00 tonight.
Girl's night out?
I was going to see a movie.
Okay, well,
let's call away--
Actually, I usually FaceTime.
Hey, Mom, when are you coming home?
Soon, baby, just be good for Nana
and I'll be home soon, okay?
Mom, I really want you to come home.
Micah, no sir.
Honey, I gotta go.
Ally, are you all right?
Maybe, I--
I--I just don't like when he acts like this.
It reminds me of his father.
Honey, don't worry, just-- just go on and have a good time.
Everything is gonna be okay, okay?
We'll--we'll talk to you real soon.
Okay.
Good save.
You mind if I ask about their dad?
Divorced and out of state.
All right.
Well, listen, everybody, that was the, um--
that's the hard part, it's over.
Frank, do you wanna take somebody
to get a pot of coffee going?
Coffee?
Are you kidding me right now?
No, does anybody else want any coffee?
-Does that sound good? -Cigarette?
Sure.
Yeah.
No, Allison, not you.
Somebody else.
Why don't you tell me who you want me to take?
Megan.
Can you...not in here?
What?
She's pregnant.
Why do you keep your cellphone in your boot?
'Cause I'd rather have cancer in my ankle than in my head.
How long have you known about all of this?
Look, I know that nothing I can say
is gonna make you feel any better,
but I promise you that in the next 15 minutes
you're gonna look at this whole thing differently.
Well, congratulations, everyone, from this point forward,
your lives are unabashedly your own.
Are you all familiar with the recent news coverage
-on JD Wells? -Are you talking about
-the fraudulent credit cards? -That would be the most recent,
-yes. -But, that was resolved, right?
Yes, it was.
They paid a fine, and our CEO stepped down.
Well, that depends on your definition of "resolved."
"Your" CEO?
You're technically just a subcontractor, aren't you?
-Same difference. -So, this is revenge?
The bank paid a fine,
they paid their customers back,
and the CEO stepped down, right?
But, he stepped down with $124 million severance.
Wait, severance, like, he got paid to quit?
That's exactly right, and so did the other executive
who headed up the entire scandal.
-Was anyone imprisoned? -Bankers don't go to prison.
Just bank robbers.
That's very wise, Mr. Spitz.
-But, they paid a fine. -The bank did.
The executives didn't, and what, it was, like,
only $180 million, or something like that?
-Only $180 million? -The bank's worth
-at least a couple trillion. -1.9.
Where are you going with this?
This is the bank's internal server.
The $2.6 million they stole through fraudulent cards
is nothing.
They took $36 billion from taxpayers
during the bailout.
Almost every bank had that going on.
He's right, and they were all bailed out.
But, more than half of the sub-prime mortgages
in the crisis started right here at JD Wells.
There's no reason to be defensive.
Just hear him out.
No, this is just the tip of the iceberg.
Shit.
But, more than half of the sub-prime mortgages
in the crisis started right here at JD Wells.
There's no reason to be defensive.
Why would you send me that?
Well, now this is both our problems, isn't it?
Didn't your mother teach you: don't open links from strangers?
This is a secure line.
Is it?
Well, what are you waiting for?
We're still figuring out where he's at.
There are government agencies for that.
So, you're ready to derail this train
after everything we've been through?
What about the upcoming campaign?
Don't try that Southern comfort bullshit with me.
-What do you want? -You've already been bought.
What more can you offer?
Don't ever compromise.
What if I told you that when an executive makes it to the top
of JD Wells, they're rewarded with what's called
a "ghost account"?
Filled to the brim with profits
from insider trading,
illegal hidden fees,
and interest fraud.
I'd say prove it.
Show him.
That account there belongs to the CEO of JD Wells.
How do you trace where all that's coming from?
That's not the illegal one.
He used to be the COO before the scandal.
Should we be looking at this?
Well, this is all public information.
Our executives every year allow their information
to be published, so this is nothing new.
Show 'em the next one.
That's his hidden account,
not disclosed to the public nor the IRS.
It's $182 million.
Okay, so how do you know all this?
A little birdie told me.
Show 'em the next one.
That's the Chief Technology Officer's.
She's obviously doing a little bit better.
You know I'm dedicated to my job,
and if it's all true,
I should know,
so that I'm prepared.
It's all bullshit.
So, you guys are "black hats."
Hack-tivists.
They're what now?
They're hackers.
You can trust us.
You can't be serious.
I'm very serious.
Can I talk to you outside for a second?
All right, how long have you known TJ?
-What, TJ? -Yes.
Oh shit, I thought she was a part
-of some Anonymous-type shit. -Keep your voice down, please.
Nobody is with Anonymous, you understand?
Right, you can't admit it,
that's the whole point.
So, he shows you a few numbers and now you're a hacker?
Just let him finish.
Listen, I need you to tone it down in there.
All right, I don't want everyone thinking that
I'm trying to con them, or something.
All right, mom's the word, man.
Look, I've got all your info, I know you're not
-from around here. -So?
So, I know you're keeping things from me.
TJ's my roommate?
Just forget it.
So, how do y'all feel about taking it?
Even if we believe half the shit you just said,
what makes you think we're gonna take this stupid deal?
-He just showed you proof. -Maria,
-that could've been doctored. -What does he have to gain
-by mocking that up? -You tell us,
did you mock it up?
You're joking, right?
Nothing's been mocked up, this is real.
Tell them, Frank.
Hey, what was that little meeting in the hall about?
-He's not lying. -Hey,
half hour ago you were wearing a mask.
Us, that's--that's what he gains by all of this.
He's getting us to go along with it
so that he can get away with it.
Can't even give away a couple million dollars,
-can you? -Then, why not keep it all
-for yourself? -He wants to spread the blame.
It'll be too long and complicated
to try all of us.
Yeah, but by then, we'd have enough money to fight it.
A trial, what are we talking about?
We're not actually doing this, are we?
Fight it with what, stolen money?
Stolen money that doesn't exist.
You're a part of all this.
How the hell can we trust you?
These are powerful people.
They'll figure it out and get rid of us.
No, that would just open up an investigation.
No, they have more money than God.
They'll get away with it.
No, they won't.
They get away with it, we get away with it.
-Two wrongs don't make a right. -Yeah, but sometimes
four gets you right back to where you started.
Joking's not gonna help anything.
More smartass bullshit.
We're not goin' along with this.
Well, it's already been done.
-Excuse me? -You already did it?
That's right!
In a few days, you'll all be
the richest people that you know.
Get ready to pull the stream.
He's doing it.
Ha! He's doin' it.
-What? -Refund?
Yes, refunds,
bill pay, cash transfers, that kind of stuff.
That's how it's gonna show up in your accounts.
Yeah, 'cause that won't get red-flagged.
No, it won't because they're all gonna be small enough amounts
that it's not gonna raise any suspicion.
Got it on good authority that we're in the clear.
This could be a new start for us.
Just wanted to document here what a real-world
Daddy Warbucks looks like.
Aaron, please do not post that.
It's just for me, man.
You won't get away with this.
Get away with it?
He just gave you a couple thousand dollars.
Yeah, and Frank made sure you were in on it.
-Allison. -What?
You make half a million a year yourself,
not including what your husband makes.
Therefore I don't know where this money could do some good?
Yeah, what the fuck
do you care?
Oh, the food bank?
Yes, the food bank.
Really? Is that your sob story?
"I robbed the bank for the children?"
I don't need a sob story.
In a few weeks, you'll both have more money
-than you make in a year. -What about them?
You don't steal from these people and get away with it.
They will see what we want them to see,
on their end, on their interface,
it'll just be another million-dollar day.
We'll turn you in.
Collin, stop defending these people.
-They don't deserve it. -And, and, for what?
For giving you millions that no one will ever miss?
For threatening and endangering our lives!
What the hell was that?
Let the record show
that no one ever had a live round pointed at them.
-I did! -Yeah?
Well, Frank, you were in on this.
And this was not the plan!
Honestly, I hope you all live your lives to the fullest
after what we've accomplished here today.
Collin, look out!
We are not leaving this room until everyone agrees
never to speak of this!
And who's gonna make us?
Everyone, shut up!
Everyone just shut up and someone hand me my phone
-right now! -Jane is right.
This is not what we talked about.
Just hand me my phone.
Allison, careful.
-Hand me my phone. -Careful.
You hand her the phone,
and we all go to prison.
And you'd have to shoot me,
but I know you don't wanna do that.
So, could we just sit down and talk this out?
We talked while he turned us into criminals.
Just give me my phone.
Can we just back out of this?
There's no use.
-Signal's down again. -Shut up!
Give Collin his gun back.
He's a little busy
-right now. -Allison, Allison.
Frank, what the hell is going on?
You hurt that girl,
-and I'll kill you. -No one is going to hurt anyone!
Allison, if you shoot anyone in this room,
you're gonna have to kill us all.
Shut up!
I've got this!
Look, you can keep the gun.
Just lower it,
and let's sit down and talk about this.
Him first.
Okay.
Can we agree to that?
What do you say?
Why not?
Okay.
-Okay. -Someone may be dead.
We can bury his allegations, easy enough.
We can even bury the code,
-but a body? -Please, if that's the case,
he signed his fate as a terrorist.
The video that proves he killed someone
also discusses everything going on.
Then if I were you, I'd stop trying to politicize this,
and I would bury that code right away.
Okay.
You really shouldn't have done that.
Yeah, and we shouldn't still be here either.
Whoa, hold on.
Ho--Try and stop me.
Please.
When were you going to let me in all of these plan changes?
-Things change, all right? -What the fuck is going on?
What the fuck are you doing?
Just let him go!
-And implicate us all? -Implicate?
We're going to figure this all out.
Who the hell do you think you are?
How did any of you
think this was going to work?
Because it already has worked.
Haven't we already been down this road?
If I have to put my gun down,
he shouldn't be able to touch his laptop.
That's apples to apples.
Eh, fair enough.
You said everybody was gonna have the opportunity to opt in.
Well, I think it became very obvious
that they wouldn't unless I showed them personal proof.
So you took away our choice in the matter?
I'm sorry I gave you all that money.
If you want out, you can walk out.
And how we supposed to do that
with that asshole standin' there?
If we promise to walk out safely,
will you get out of the way?
Sure.
If she gives me her gun first.
How 'bout it?
Why does it matter if we all agree?
If no one leaks this, we all benefit.
Allison?
What are you doing?
Feeling better now?
Is that all that was for you?
What else would it be?
I'm not sayin' that I'm doin' this,
but, uh,
what about the taxes?
Do you report cash deposits straight into your account?
What about electronic transfers between accounts?
Why let us in on this?
Spreading the blame can't be worth all this risk.
You can call me an idealist,
or a patriot if that makes you feel better.
A terrorist.
Yeah, didn't Oswald call himself a patriot?
You're trying to redeem yourself for being a part of this?
Look, just because you don't exactly understand
what I've done here today
doesn't change the fact that it's happened.
No sum of money is worth this shit.
Does that mean you're gonna turn us in?
Not necessarily, I mean, you know,
what's done is done, right?
So, just like that?
You turn a blind eye?
Hey, I got no intentions of spendin' my final days
in a jail cell.
These executives were born in the same world as us,
and they choose to exploit it.
And that gives us a right to take it?
If we just accept this, we are just like them.
No, these are the 20 most affluent people in the world.
You are nothing like them.
If he says he gave it to us,
-I'm not gonna argue. -Exactly.
Why should we go to prison
for something that we had nothing to do with?
Aiding and abetting.
How?
Did you help them type up all that code?
And a court would have to establish that, right?
But if we decide here and now that no one's gonna tell anyone,
that's all a non-issue.
We take this to our graves, or we all go down.
We can't all possibly keep this under wraps.
Honestly, you think that not one of us is gonna go to the cops
as soon as we step outside those doors?
Releasing the video would just
throw us directly into the fire.
But...
we don't wanna be 100 percent reactionary to this.
You still workin' on that location?
You'll know when I know.
So, maybe we get ahead of this.
What do you have in mind?
I'm not ruining anyone's life just because,
just because this strange opportunity fell in our lap.
Maria, what are you saying?
If my silence means a better future for our child,
so be it.
I'm in.
And I won't change my mind.
Of course you are.
What's that supposed to mean?
Means you're just another millennial
looking for a handout.
Think what you want, man.
Is that what you think of all millennials?
Do you all not see
how this money could do some good?
Credit cards, mortgages, student loans?
Car payments?
Medical bills?
That's all gone!
Money does not equal happiness.
Amen.
That, we might never agree on.
Look, this is getting us nowhere.
All right, this is gonna sound a little crazy,
but can I see a show of hands?
Who's willing to walk out of here
and never speak of this again?
And, of course, me.
There is no choice, just the illusion of one.
It doesn't matter what we do.
So, that's a yes?
No.
We're still not 100 percent here.
How do you mean?
Him, Mr. Washington.
What are you talkin' about?
What, you weren't gonna tell 'em?
That you're FBI?
What the fuck are you doin'?
Way to confirm it, big man.
What are you doin' in my face, huh?
Huh, you wanna shoot me?
Wanna shoot me, then go ahead and fuckin' do it!
Blow this whole fuckin' thing off the roof!
Do not test me.
Don't test you?
You better do it or back the fuck up
because we're trying to do something good here,
and you're getting in the way.
I figured you'd all wanna know that.
Having a bureau man as protection
goes a pretty long way, doesn't it?
Now I won't tell 'em your name, unless you make me.
What do you think, Collin, huh?
You're so fuckin' high and mighty.
Think the FBI wanna know about this?
I'm sure they're already tracking it.
Couldn't have said it better myself.
So, he's your inside guy.
There's proper channels for whistleblowers.
Within the system, right?
Run it up the flag pole?
That same system that you're defending
is the very arm of the law
designed to investigate such crimes,
and even he can't help but take a piece.
What are you talkin' about?
They told us they wouldn't take anything for themselves.
That's right, Jane.
This was supposed to be an act of moral principle.
-Do you wanna see? -No, just
tell us what this is really about.
The original plan,
the one that Frank keeps alluding to,
we were supposed to come in and secure the location,
buy time, make the hack, and get the fuck out.
Yeah, but you fucked that plan when you took your mask off.
And you got selfish.
I don't know what you're talkin' about.
It's on the computer.
Do you wanna see? Does anybody else wanna see?
-He's lying. -Am I?
What about you?
Who are you?
Just tryin' to bring a little balance to this mess.
Oh?
Oh, and you think you're the one to do that?
That's a little arrogant, don't you think?
What?
You're defending him, the guy still wearing a mask?
You risked our lives,
your own
to make this look like a robbery?
To hand over some cash?
Fortune favors the bold.
No, you coulda done this from your couch.
There's something you're not telling us.
Just how much exactly do you think you
don't understand, Collin?
Fuck you.
Oh, my, I'd say we're making some great progress here,
now, aren't we?
I need to take a piss.
Where are you going?
I'm not allowed to go?
So how long have you been divorced?
-I admire your courage, Collin. -My personal life
has nothing to do with this.
I'm sure you'd like us all to believe that.
Your family deserves this.
You know what I do three nights a week?
Step out on your family with Allison?
I don't have to explain myself to you.
My family's never taken a single thing they didn't earn.
I'm not starting now.
That's pride talking.
I mean, he has a point though.
Isn't life hard enough without being a single mother?
Earlier today, we were begging for a mortgage.
Now our children won't beg for anything.
Night classes,
criminal justice.
So your family can know the injustice of their father
and husband dying in the streets?
I'll put a gun to your head for the camera,
if it'll make you feel better.
You've been saying all day "Let's just get out of here,"
and now you wanna be a hero?
Don't you think a woman like yours
would do a lot more with this money than
those bankers?
Don't be afraid of being hypocritical, Collin.
We all are.
Well, apparently,
because you and I are sleeping together,
I'm just supposed to go along with all this.
-Collin. -So sick of this shit!
I can't believe we're outnumbered here!
What's wrong is wrong!
Wrong is just a line in the sand
that changes with every tide.
How do you supposed to argue with that?
How 'bout you sit down and shut up.
No!
You're gonna have to shoot me.
Collin, sit down!
Now.
Sit down.
Now, Frank,
Frank, you are the one who got us into this mess,
so tell us,
how do we get out of it?
We all agree to disagree and we walk.
Someone wants to go to the cops, fine.
Where's the proof?
This company gave me
my first real job.
Don't be ridiculous!
I gave you your first job.
So, you
are more of a martyr than him?
I've worked here for longer than you've been alive,
and they spat in my face.
They stole from a quarter of the planet.
You are naive for thinking you can't take this money.
Enough, enough.
Wouldn't you rather spend the rest of your life
with your son?
Stop using my child against me.
You know, if you care so much about this, then
why not include the Flores'?
What?
I didn't not include the Flores'.
Why not just
sit them in a waiting room
until all this went down,
and you could change their life forever?
There was nothing I could do.
You couldn't pop your head out
and just let them know their mortgage was approved?
I knew that if we started the process,
you would still be here when these two guys came in.
But no need for that mortgage now, huh?
I didn't wanna put your child at risk.
He was trying to limit the shares.
-You're not just two-- -Shares?
There's no limit to this kind of money!
Why are we any less deserving than your employees?
Or her?
Luckily, she came to get us.
Jane?
Look, I made a judgement call.
So did I.
Okay, new deal.
We're gonna open-source this.
We're gonna boot the camera back up,
and we're gonna need a take two.
All right?
Everybody's gonna raise their hand
in unanimous agreement.
And then, afterwards, I'm gonna give you the video.
That means that we all get to walk out of here alive
with millions of dollars in our account
and video proof showing that you were forced
to take the deal at gunpoint.
Does everybody like that?
Does that make sense?
Stop, I just want out of here!
Collin, if you really can't live with it,
just donate it to charity or something,
I don't know, but we,
we can't ruin these people's lives.
You think she can take it?
I just needed to pay my rent.
That was the only fuckin' reason I was here today.
Where are your pills?
Black and white container.
It's gonna be okay.
Okay.
-Okay. -Okay.
No, this isn't right.
Collin.
Look at her!
Look at what all of you have done to her!
You don't think she'll crack?
She's already broken!
-Collin! -You did this!
Hey, don't you want to silence her?
Go ahead, do it, do it, do it!
Go ahead, you wanna do it? Fuck 'em, hm?
You're the only one who can make hard decisions, right?
So why don't you do it?
-Come on, fuckin' do it! -Don't move!
That's enough!
It's okay, I got this.
It's okay, I, I, I got it.
-Get off your computer! -Collin,
-put the gun down! -Can everyone just please
calm the fuck down?
Clearly, we're not getting through to you, Collin, are we?
-Allison, just-- -Whoa!
-You two are going nowhere. -Collin, put the gun down,
you're gonna get somebody killed!
Okay.
Where you gonna go, Collin, huh?
Where you gonna go?
What's your story?
Ten people are conspiring against you
that are gonna steal millions from ghost accounts
and then give you a cut?
Is that your story?
You gotta know when you're beat, son.
I'm not going with you.
I'm sorry, you're on your own.
Look, look at that, huh?
Don't do it.
Think about that.
Just let go.
Just let it go.
No, no, no, no, no, Megan!
Megan, you're fine, you're fine!
No!
Oh, fuck!
God!
Is this what I got to fucking do to get you to listen to me?
God fuckin' dammit!
God fucking dammit!
Ah! Ow! Ow! Ow! Ow! Ow!
-Frank, it looks-- -Yeah, I know
that their application says approved,
but don't tell them that.
Is something wrong?
Just tell them to come in on Monday,
and I will walk them through it.
Okay.
Hi, sir, how can I help you?
Yeah, I don't have my account number.
Y'all set me up on a new business account, so.
That, that's okay.
Just go ahead and fill this slip out
to the best of your ability, and I can do the rest.
-Okay? -All right.
Ma'am, I'm so sorry.
We're short-staffed on Saturdays.
I don't think I can take off again Monday.
Why don't I just drop you off at work on Monday,
and I'll come over here?
All right.
Um, I need my check deposited by today.
If I could maybe just get a deposit slip really quickly?
Yeah, I can take care of that for you.
It will be much quicker if you come inside.
Thank you.
So if I get me one of them new smartphones,
I could do all this from home.
Uh, yes, sir.
All you need to do is
download the JD Wells banking app
and you should be good to go.
Now that'd may be reason enough to get one.
But then again,
I wouldn't have the pleasure of seein' you now would I?
I'm sorry about that.
It's a bit busier than we thought.
Um, last time,
think it was your manager,
mentioned that I was up for a small business loan.
Can we get that put together?
Did you barf?
We're actually about to close,
uh, I can set up an appointment for you.
When would be a good time?
How 'bout first thing Monday morning?
Oh, sorry, hold on.
Frank, can I get your assistance at the front, please?
Frank, are you there?
Just, just a second.
Shit.
God.
Sorry about that.
I'm, I'm really sorry about this, just
give me one second.
JD Wells internal security, this is Pam.
Is this an emergency?
Looks like we lost the camera stream
for one of your branches.
You got anything on your end?
I think I remember someone mentioning
maintenance going on at a couple locations.
You're going to respond to dispatch.
Yeah, here it is.
Out in the burbs on Johnson Avenue.
Routine maintenance.
Looks like it's time we switch out the internal batteries
on those cams if we lost the stream.
I'd say so.
Here we go.
I'm seeing on my end that they've verified over radio.
This is what we get for bein' the weekend shift, right?
Nobody tells us nothin'.
No shit.
Have a good one.
It's over?
As far as we can tell.
Nothing tragic?
Time will tell.
Any sort of hearing
would likely be much more complicated now.
Well, I'll do what I do, and you do what you do.
You wanna know who he is?
We hired him...
...to audit our entire system.
He must have found something
he thought could be interpreted this way.
That was good, but you might wanna
rehearse it a bit more.
Selfish, huh?
What makes you think it was for me?
That's not the point.
Everything that went wrong today
was your fault.
We coulda had this thing wrapped in a bow hours ago,
but you had to go get all self-righteous on everybody.
They don't know whether to trust us or fear us,
and that's thanks to me.
Was that your plan for me too?
I'd say you're the most idealistic person I know
if you weren't so fuckin' convoluted.
I know you think you lost somethin' in there.
And this might go in one ear and out the other,
but I'm gonna say it anyway.
I don't know what this money means to you,
but for me it means that
when I die...
...I actually mean somethin' to my daughter.
Psh.
Don't be me, kid.
Come in on Monday like everything's normal.
I...
-I heard the shot in the back. -This is not what you think,
-Allison. -Well, then what is it?
The bullets are all blanks.
I'm working on getting you transferred to another branch,
where maybe you don't get along with the manager so well,
and you can quit.
Okay.
You don't think she'll crack?
She's already broken!
You did this!
Hey, don't you wanna silence her?
Go ahead, do it, do it, do it, go ahead, you wanna do it?
You're the only one that can make hard decisions, right?
So why don't you do it, make the hard decision.
I made a judgement call.
So did I.
You hand her the phone, and we all go to prison.
My family's never taken a single thing they didn't earn.
I'm not starting now.
That's pride talking.
This could be a new start for us.
Hey, I got no intentions of spending my final days
in a jail cell.
I gave you the opportunity, sir.
He's just, uh,
he's just trying to keep everyone safe.
You really shouldn't have done that.
Yeah, and we shouldn't still be here either.
Whoa, hold on.
Ho--Try and stop me.
Please.
When were you going to let me in on all of these
plan changes?
Things change, all right?
What the fuck is going on?
What the fuck are you doing?
Just let him go!
-And implicate us all? -Implicate?
We're going to figure this all out.
Who the hell do you think you are?
How did any of you think this was going to work?
Just let go.
There is no choice, just the illusion of one.
It doesn't matter what we do.
So maybe we get ahead of this.
What do you have in mind?
Let's tell our story before somebody else tells it for us.
Migrate what needs to be migrated,
get ahead of the market since
we'll obviously take a dip.
All of you are victims
of the most corrupt bank in history.
Today is your bailout.